Yeah I know, I was just joking about the parachute....
Well, We've had air-bags long enought for the studies to come out. The result was they don't do much for us in australia. Air bags have hurt just as many people as they have saved. Even killed a couple of people ( one was kid on someone's lap).
If your in a bad enought accident the your head hits the wheel while being in a Tri-point retractable seat belt. You'll need more than an airbag to save you from a few brusies at 60mph. But your right..... it's just that alot of insurance claims have come through for air bag going off, and that's after only a small hit in the front. The air bag was the single biggest cost of the repair.
That's why I could get the reduction - Low speed bump into someone, it won't cause an automatic Airbag cost blow-out.