:coolWell, my 2003 with 117,000 miles has been totalled. On the way home from work last week a van drifted into my lane on a freeway onramp as we were going around a tight curve. I braked hard, rear end broke loose, fishtailed a couple times, then two feet in and I stuffed it into the bushes on the side of the freeway.
No mechanical damage, but front bumper and top needs to be replaced. Headlights as well. And almost all body panels need repainting because of scratches.
So Progressive has decided to total it. I don't have an offer from them yet. I'm thinking about buying it back and fixing it. Especially cause I can get parts from Honda at a discount as a relative works there.
Aftermarket parts were wheels, exhaust, intake, and factory front lip. I get $1000 of extra coverage without paying anything extra in premiums.
1. What's the downside of having a salvage title?
depends on the state you live in. some will say it needs to be inspected others say whatever and let you go on your way. check with your local dmv.
2. Can I still get collision coverage after it's been fixed?
sure why not? its just another car after its fixed.
3. Who's a good experienced softop installer in the SoCal area? I'm thinking of a Robbin's top.
I don't live anywhere near So Cal so I have no clue.
sorry to hear about your luck but some classes in driver improvement would keep this from happening. like an x-cross class or scca class. it will help in keeping your car under control and not over correct when something happens unexpected.